엔진오일 교환 수리 사례

2026. 10. 2. 작업

난이도 & 준비물

증상

Hi, hopefully in the next week we will be buying our first ever brand new car, a 2022 T-Roc R.GAP insurance is new to me, I understand the principle of covering the difference between current value and new value in the event of total loss.I assume that it is a good idea for us to have GAP as it will be our own personal car, a cash purchase from the franchised dealer and a car we will be keeping for a number of years, all being well ?The dealer has quoted ."Retail Price Protection 3+2 £20k-£50k £389.00"Is this something that matches what you offer, is it good or bad ? I have no idea.Thanks from

처리 내용

Hi BrianThanks for getting in touch.I know what you mean - it's a steep learning curve with GAP insurance! It's a case of weighing up the potential risk, the cost of the cover and the benefit you'd get from it if you actually needed the policy. Thankfully not everyone will have their car written off but there are lots of stats/facts out there about potential shortfalls where the insurer doesn't pay "enough" for the car at the time of a claim.With a new car there is also a potential double whammy of the car you've bought dropping in value and the new replacement costing more to buy because of inflation/manufacturer price increases - our average payout is over £5600 per claim for 2022 up to this point, so it really does provide a benefit to our customers when they need it.In terms of the quote offered by the dealer, I'd be more than happy to provide you with a comparison, I would just need a few more details if possible. Please feel free to send them directly on an email to me (katie@ala.co.uk) and I'll get back to you with a quote and some more information.If the car is being bough either as a cash purchase or on PCP/HP finance please let me know the cash price of the car itself and how long you would like the policy to last (1-4 years).I look forward to hearing from you!Katie