타이어 교환 수리 사례

2026. 10. 2. 작업

난이도 & 준비물

증상

Hello from ALA Insurance, PistonHeads’ new GAP insurance partner!For those of you that don’t already know us, we’re an online GAP insurance specialist and have been providing an alternative to dealer-sold policies for almost 10 years. We also have other products including Scratch and Dent, Alloy Wheel, Tyre, Excess and Key insurance.The partnership came about because PistonHeads noticed that you guys have been talking about ALA for a number of years and some of you have bought from us. As with most partnerships we want something that will benefit everyone so we’re hoping this not only helps su

처리 내용

Sorry for the delay - new registrations are making the office a bit chaotic!Moose1978, let me know if I've misunderstood, but it sounds like you're on a contract hire agreement where you pay an amount each month, hand the car back at the end and start again.If this is the case you would need Contract Hire GAP. If your car is written off the GAP policy covers up to 100% of outstanding monthly payments. We also cover any difference between your insurer's payout and the amount the finance/lease company are expecting for the value of the car if there's a shortfall.zeDuffMan - thank you! We always look VERY cheap in comparison to the dealers but as you've said you're getting a better level of cover they just charge a bit too much! Hopefully you'll never need it but we do get excellent feedback from our customers that have made a claim. Vacumatic - I'm sure there are a few people who've had to use their GAP insurance and will be happy to give you some feedback we do have some video claims testimonials here from actual customers if these help at all! Just on the topic of new for old, there are a number of insurers that offer this for brand new cars where you're the first registered owner. However if you have your car on a contract hire or lease agreement, as far as we understand it, this wouldn't benefit you that much, as even after the insurer's settlement you could still owe any monthly payments for the car left under the contract. This means that even if your insurer paid new for old you could still be left covering the rest of the finance. This may not be the same on PCP or HP finance, or if you own your car outright, but GAP insurance has to be bought within 180 days of taking delivery of your car. There are some companies that offer deferred GAP policies where cover starts in year two but if for any reason your insurer only pays market value rather than new for old in the first year you won't be able to claim on the GAP. We don't offer deferred policies and recom