엔진오일 교환 수리 사례

2026. 10. 2. 작업

난이도 & 준비물

증상

ALA Insurance said: Hi everyone!There are a number of codes available online at various times and if I can help anyone in relation to discount codes please get in touch. My email is katie@ala.co.uk Thanks,KatieAre there any current offers for March?

처리 내용

Hi interstellarThanks for your message.I'll run through the differences between the two policies, and "better" is always a bit subjective dependent on individual circumstances - with some examples this will hopefully become clearer. Back to Invoice Plus: this pays up to the original cash price you paid for the car (so it is to a fixed amount) and the settlement is paid to you to use as you wish. E.g. You paid £20k for your car, it's written off and your insurer pays £10k so the GAP insurance pays the other £10k.Vehicle Replacement Plus - pays up to the cost of replacing your car a) as it was when you first bought it, and b) at the "current" cost. The GAP settlement is paid to a supplying dealer. For example, your car was £20,000 and brand new when you bought it however it's written off after 2 years and the equivalent brand-new car is £23,000 at that point. If your insurer pays £10k, the VR+ policy would pay £13k to cover up to the new vehicle cost.One thing to mention which applies to both - if you have finance and the settlement balance is the higher amount at the time of the claim, the GAP policy will pay up to this amount instead. Also, this is cleared as a priority by your comprehensive insurer's settlement and the GAP settlement. Whatever is leftover is then paid to you (under the BTI+ policy) or to a dealer if you have VR+.I hope that information is useful and if you need any more information please let me know.Thanks,Katie